Business Owners
You built it yourself, and it shows.
Our clients run contracting firms, trade schools, law practices, brokerages, aviation businesses and energy companies. Most started with skill and hard work, not a family office, and they now find their business has outgrown the advice around them.
We help owners plan across the business and their personal finances at the same time: how the company is structured, how you pay yourself, what you're paying in taxes, what the business is worth, and what happens to it and any real estate it sits on when you're ready to step back.
Whether you're growing, preparing for a sale, or not sure yet, we help you make the decisions that protect what you've built.
High-Earning Professionals
A great income can bring a frustrating tax bill.
Attorneys, physicians, brokers, executives and other high earners often do everything right and still watch a large share of every dollar go to taxes, with a CPA who can only report on the year that's already over.
We look ahead instead: retirement strategies built for high earners, such as cash balance plans, along with insurance structured as a planning tool and coordinated with your CPA and attorney. It starts with one question, and it grows only if you want it to.
Families & Multi-Generational Wealth
Wealth that lasts takes more than individual solutions.
We partner with families and family offices to plan across generations, bringing estate planning, investment strategy, insurance, real estate and legacy goals into one coordinated plan that reflects what matters to your family.
We serve as a steady, trusted advisor who simplifies the complexity and keeps the plan intact as it passes from one generation to the next.
Is Black Sand the Right Fit?
We're a strong fit for clients who:
- Value long-term planning over short-term tactics
- Want one coordinated relationship instead of advisors working in silos
- Want tax strategy considered before decisions are made, not after
- Prefer personalized strategies over one-size-fits-all solutions
You don't need to bring us everything at once. Many clients start with a single decision.